Nature’s Basket SBI Credit Cards Review –

Apart from the above-mentioned benefits, there are a few common benefits that are offered by both credit cards. These benefits include fuel surcharge waiver, renewal fee waiver, EMI conversion and much more. Here are the details:

Fuel Surcharge Waiver: Both credit cards offer a fuel surcharge waiver of 1% on your fuel transactions across any petrol pump in India. However, you can avail a maximum waiver of Rs. 100 per statement cycle. Also, the transaction amount varies as per the variant. For the normal variant, the transaction amount to avail fuel surcharge waiver is Rs. 500 to Rs. 3,000, whereas, for the Elite version, it ranges from Rs. 500 to Rs. 4,000. The fuel benefits provided on both credit cards are basic and not be of much beneficial for you if you frequently commute. In such cases, you can look for the best fuel credit cards to avail better benefits on your transactions.

Renewal Fee Waiver: With these credit cards, on achieving the spending milestone and avail renewal fee reversal for the next year. The normal variant offers a renewal fee waiver on spending Rs. 2 lakh in a year, this benefit can be easily availed as the spending milestone is certainly achievable if you frequently use your credit card. On the contrary, with the Elite version, you have to spend Rs. 10 lakh annually, which sums up to approximately Rs. 83,000 per month to avail renewal fee waiver.

EMI Conversion: You can convert your purchases from any of these cards into easy EMIs. This is applicable only on your purchases of Rs. 2,500 and above. The good thing is you can avail this facility at the time of purchase or post-purchase, within 30 days of the transaction date. The EMI benefit provided on both credit cards is quite basic as credit cards with low annual fee also come with such benefits.

Additional Benefits of Nature’s Basket SBI Card Elite

Being a premium credit card, the Elite version offers more benefits as compared to the normal variant. Some of the benefits are mentioned below:

Free Movie tickets: You can avail free movie tickets worth Rs. 6,000 every year on your transactions. However, the maximum discount for a single ticker is capped at Rs. 250 and the transaction is valid for at least on booking 2 tickets per month.

Concierge Services: The Elite version offers 24×7 concierge services to its users on assistance regarding flower delivery, gift delivery, online doctor consultation and more.

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