BPCL SBI Card Octane Review –

You can get up to 25 reward points on your transactions at BPCL outlets. In addition to this, you can also earn up to 10 reward points on your spends at dining, departmental stores, grocery and movies. Details for the same are mentioned below:

  • 25 reward points on every Rs. 100 spent at BPCL fuel, lubricants & Bharat Gas (website and app only). A maximum of 500 reward points can be earned in a billing cycle. 
  • 10 reward points on every Rs. 100 spent at dining, departmental stores, grocery & movies. A maximum of 7,500 reward points can be availed in a month. 
  • 1 reward point per Rs. 100 spent on other retail purchases*

*Not applicable on mobile wallet upload & non-BPCL fuel spends

As mentioned earlier, this is one of the best rewarding fuel credit cards available in India. The rewards offered on your fuel expenses are great and you can redeem the earned reward points against the fuel with the value of 4 reward points = Re. 1. The earned reward points can be redeemed instantly at BPCL outlets or against the vouchers from Shop & Smile Rewards catalog. 

Apart from fuel, the rewards rate of 2.5% offered on your dining, groceries, movies and departmental store spends is also decent. However, the rewards rate of 0.25% (offered on other categories), is quite low as you can earn better reward points with other credit cards. Therefore, if your goal is to earn reward points on your spends, then you can look for reward credit cards available in the market that come with a better rewards rate.

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